Helpful Hints about House Insurance!
1) Your home should be insured for the reinstatement value and not the market value.
2) The building value should reflect the cost of the house itself, the garage, garden shed, fuel store and boundary walls.
3) Non standard valuable items should be noted individually on your policy, i.e., Jewellery.
4) Discounts are available on the cost of your insurance for Smoke Alarms, Neighbourhood Watch area and also if you are over 50 years of age
5) In certain circumstances you can avail of an additional discount if both your House and Car Insurance is held with the same underwriter.